How does the Special Causes of Loss Form categorize claims due to utility service interruptions?

The Special Causes of Loss Form typically includes specific exclusions relating to utility service interruptions. Claims arising from these interruptions are generally denied under certain exclusions related to the loss of power or service. This means that if a claim is made as a result of a utility service interruption, it will be evaluated in accordance with the pre-established exclusions within the policy.

Understanding that this form does not cover losses stemming from factors like power outages reinforces the importance of carefully reviewing and understanding the terms of insurance policies. Claims related to such interruptions are not treated uniformly; they must adhere to the exclusions detailed in the policy. Therefore, knowing that these claims fall under certain exclusions is crucial for policyholders to manage their expectations regarding coverage.