What type of coverage is limited to $2,500 for theft under a businessowners policy?

The correct answer is that theft of furs is limited to $2,500 under a businessowners policy. This limitation reflects the insurer's assessment of risk associated with high-value personal property items such as furs, which are often more susceptible to theft and loss compared to other types of property. In the context of a businessowners policy, the specific coverage amounts for items like furs are reduced to manage potential claims and losses effectively.

Unlike furs, other categories such as jewelry or valuable papers typically have different coverage limits or can be covered under separate endorsements that may provide more comprehensive protection. Patterns and dies, while also important for businesses, generally fall under broader categories of coverage that have different valuation clauses. Therefore, the specific limitation for theft of furs reinforces the need for business owners to understand and possibly seek higher or tailored coverage for high-value items to ensure they are adequately protected.