What type of property does a personal articles floater expand coverage for?

A personal articles floater is a specific type of insurance policy that provides additional coverage for high-value personal items that are often not fully covered under standard homeowners or renters insurance. This policy is designed to protect valuable personal property such as jewelry, fine art, collectibles, and other types of expensive items against risks like theft, loss, or damage.

The standard homeowners insurance typically has coverage limits for high-value items, which may be insufficient. Thus, the personal articles floater expands this coverage, ensuring that the policyholder can protect their investments in these unique items adequately.

In contrast, other options like real estate, automobiles, and standard household items do not pertain specifically to the unique coverage that a personal articles floater provides. Standard household items are generally covered by a basic homeowners policy, while automobiles and boats would require their own specific coverage types.