Which of the dwelling policy coverages would cover wall-to-wall carpeting that is damaged by a burst water pipe?

The correct choice for coverage of wall-to-wall carpeting damaged by a burst water pipe is Coverage A - Dwelling. This coverage is designed to protect the structure of the home itself, which includes not just the physical frame but also fixtures that are permanently attached, such as flooring, drywall, and certain built-in features.

In this case, wall-to-wall carpeting is considered a part of the dwelling’s structure because it is typically installed as a permanent fixture, which distinguishes it from personal property items that can be easily moved. Coverage A encompasses damage to these integral parts of a residence due to perils like water damage from a burst pipe, ensuring that homeowners can access necessary repairs or replacements.

Coverage C - Personal Property, on the other hand, generally covers movable items within the home, like furniture and personal belongings, but would not typically apply to fixtures such as carpets. Coverage B - Other Structures pertains to separate structures on the property, such as a shed or detached garage, and would not provide coverage for what is considered part of the main dwelling. Saying that it is "Not covered" overlooks the appropriate application of dwelling coverage that applies to damages resulting from plumbing incidents.