Which of the following is NOT considered an insured location in a homeowners policy?

In a homeowners policy, insured locations typically include the primary residence, any additions to it, and certain locations where the insured has permission to be, such as a hotel room. However, land that is designated for a business office does not fall under the coverage of a homeowners policy. Homeowners insurance is designed to cover dwellings used primarily for residential purposes, protecting against risks associated with living spaces rather than commercial endeavors.

This is important to understand because homeowners insurance policies specifically exclude commercial properties or land intended for business use. Such properties would require separate commercial property insurance to cover liabilities and losses related to business activities. Thus, while the other options listed are valid insured locations under a standard homeowners policy, the land intended for a business office is explicitly excluded, making it the correct answer to the question.