Which type of exclusion might eliminate coverage for clean-up costs associated with a mice infestation?

The situation involving clean-up costs due to a mice infestation typically falls under issues of maintenance or neglect. Insurance policies often contain exclusions referencing maintenance or wear-and-tear to clarify that regular upkeep and management of properties are the owner's responsibility. An infestation can be associated with a failure to maintain the premises adequately, and insurance policies generally do not cover costs arising from such situations.

When a property owner fails to take necessary actions to prevent pests or maintain the property, insurance may exclude coverage for the related clean-up costs. Therefore, if a mice infestation is deemed a result of neglect or inadequate maintenance, the costs for clean-up would likely not be covered under standard property insurance policies.