Which type of insurance would cover business personal property located at a temporary location?

The inland marine policy is specifically designed to provide coverage for property that is in transit or located temporarily at various locations, including equipment and supplies that a business may need while away from its main premises. This type of insurance is particularly beneficial for businesses that operate in different locations or move their property frequently, such as contractors, artists, and event organizers. The policy addresses risks typically associated with moving property and can cover items like tools, machinery, and inventory that might be stored temporarily off-site.

This distinguishes inland marine insurance from other types of coverage, such as commercial auto insurance, which focuses on vehicles used for business purposes, and businessowners policies or general liability policies, which cover specific risks related to business operations and premises liability but do not specifically address property at temporary locations like inland marine policies do. Thus, the inland marine policy is the appropriate choice for covering business personal property located temporarily away from its usual location.